# HootAI and AI credits

> What the assistant can do on your desk, what costs AI credits, and where your balance lives.

Source: https://wiseview.ai/docs/using/hootai-and-credits

## What HootAI does

HootAI is the chat that can see your desk — the **AI** panel ([HootAI](https://wiseview.ai/docs/ai)), or `A`. It looks up quotes, company profiles, financials, news, insider and Congress trades, earnings call transcripts and charts, searches the web, and manages your watchlists. It can also act on the desk: move the ticker, open a panel, or run a screen.

- What it knows is explicit: the **Reading** row above the message box shows what it will be told, and a panel, a highlight or a file is attached deliberately, never assumed.
- Highlight text in any panel and a bubble offers to explain it.
- `⌘ \` splits a second conversation beside the first, and `⌘ Shift O` lifts the panel into its own window, conversation and all.

## AI credits

HootAI questions, research reports, earnings transcript pulls, screener searches and a day of the squawk are paid for in AI credits. The price is on the send arrow, and in the credits panel.

- A question to HootAI is three credits, an earnings-transcript pull four, and a research report thirty-five.
- A membership includes 500 AI credits each month — roughly 160 questions, or a dozen reports.
- A free trial starts with 100 credits, once.
- The free plan comes with 30 a month.
- Included credits come back each billing month and do not roll over. Credits you buy never expire.

## Your balance, and running out

The credit meter in the header opens the credits panel: your balance, what each thing costs, the packs and your history.

When something needs more than you have, a window says what was refused and what it costs. Members can buy a pack there. During a free trial no packs are sold — the window offers the membership instead — and the free plan is offered the membership too.